Make money work for people and for the planet

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Our story

Our money should be invested in a world we want to retire in

Our money should be invested in a world we want to retire in

It all started three years ago in New York. Niels, Matter's co-founder, worked in the UN. Niels took part in the negotiations of the United Nations Sustainable Development Goals and how we can achieve the Paris Agreements ambitions of staying well below 2 degree celsius temperature rise on the planet. One of the answers is that we need to move as much capital as possible into a more sustainable direction.

Niels was inspired and moved home to Denmark with the ambition of starting Matter. He wanted to change the way the Danish pension industry invested people’s money. Today we are a strong team that is growing quickly.

Our partner

Matter is backed by 100 years of experience

Matter is backed by 100 years of experience

In the beginning of 2019, we entered into partnership with AP Pension. Here's how it works in brief: We at Matter bring knowledge and expertise about sustainability and AP Pension takes care of investments. AP Pension helps you create a normal pension plan that is created in the exact same manner as a normal pension plan.

We 're thrilled about our corporation. Did you know that AP Pension brings over 100 years of experience, and is owned by it's customers ?

Get to know us

We embrace complexity

We are thorough

We are thorough

Using machine learning, we gather the world's most critical voices to ensure sustainability in investment decisions.

We build as thoughtful rebels

We build as thoughtful rebels

Matter is founded, designed and built with the mission of making capital work for all people and the planet.

Transparency is key

Transparency is key

Pension and investment is ridiculously complicated, but we try to be as transparent as possible for you.

We are not perfect

We are not perfect

We don’t claim to be flawless, but we display our mission and our methods, to ensure ambition as well as integrity.

What we are

We are not a pension company

We're a Danish fintech company working together with pension companies and other asset managers in investing sustainably.

We are sustainability experts

Our screening methodology draws on the most ambitious data sources available.

+ Sustainable finance

+ ESG expertise

+ Data analysis

Our technology tracks your savings

Using the latest technologies to figure out how your investments compare to the bigger picture

+ Artificial intelligence

+ Machine learning

+ Big data

We put people and planet first

Matter is designed and built with people, their enivronment, and the planet as a core focus

+ Design strategy

+ Behavioural economics

+ Ethnography

Do you want to make a change?

Come work with us!

  • Delicious lunch
  • Oxygen
  • Free WiFi
  • Sustainable pensions
  • Warm atmosphere
  • Lots of plants
  • Feminists
  • Idealists
  • Dog lovers
  • Central location
  • “at least I'm not in consulting”
  • Creating real impact